Arkansas Lottery

ARLottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Mon Nov 3, 2025 is estimated to be $419 Million, with a cash option of 198 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of Arkansas, your state will take 4.9% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

Arkansas Powerball Jackpot/Cash Option for Mon Nov 3, 2025

Draw Date	Jackpot	Cash Option
Mon Nov 3, 2025	$419,000,000	$198,000,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$198,000,000
Federal Tax(24%)	$47,520,000
Additional Federal Tax	$25,700,330
State Tax(4.9%)	$9,702,000
Net Lumpsum Payment	$115,077,670

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$6,306,369	-$2,293,687 -$309,012	$3,703,670
2	$6,621,876	-$2,410,425 -$324,472	$3,886,979
3	$6,952,886	-$2,532,898 -$340,691	$4,079,297
4	$7,300,656	-$2,661,573 -$357,732	$4,281,351
5	$7,665,605	-$2,796,604 -$375,615	$4,493,386
6	$8,048,990	-$2,938,457 -$394,401	$4,716,132
7	$8,451,230	-$3,087,285 -$414,110	$4,949,835
8	$8,874,001	-$3,243,711 -$434,826	$5,195,464
9	$9,317,722	-$3,407,888 -$456,568	$5,453,266
10	$9,783,650	-$3,580,281 -$479,399	$5,723,970
11	$10,272,623	-$3,761,201 -$503,359	$6,008,063
12	$10,786,317	-$3,951,268 -$528,530	$6,306,519
13	$11,325,570	-$4,150,791 -$554,953	$6,619,826
14	$11,892,058	-$4,360,392 -$582,711	$6,948,955
15	$12,486,619	-$4,580,379 -$611,844	$7,294,396
16	$13,110,929	-$4,811,374 -$642,436	$7,657,119
17	$13,766,245	-$5,053,841 -$674,546	$8,037,858
18	$14,454,662	-$5,308,555 -$708,278	$8,437,829
19	$15,177,437	-$5,575,982 -$743,694	$8,857,761
20	$15,936,246	-$5,856,741 -$780,876	$9,298,629
21	$16,733,184	-$6,151,608 -$819,926	$9,761,650
22	$17,569,927	-$6,461,203 -$860,926	$10,247,798
23	$18,448,151	-$6,786,146 -$903,959	$10,758,046
24	$19,370,789	-$7,127,522 -$949,169	$11,294,098
25	$20,339,098	-$7,485,797 -$996,616	$11,856,685
26	$21,356,430	-$7,862,209 -$1,046,465	$12,447,756
27	$22,424,042	-$8,257,226 -$1,098,778	$13,068,038
28	$23,545,286	-$8,672,086 -$1,153,719	$13,719,481
29	$24,722,676	-$9,107,721 -$1,211,411	$14,403,544
30	$25,958,726	-$9,565,059 -$1,271,978	$15,121,689