Montana Lottery

MTLottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Sat Dec 13, 2025 is estimated to be $1.00 Billion, with a cash option of 461.3 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of Montana, your state will take 6.75% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

Montana Powerball Jackpot/Cash Option for Sat Dec 13, 2025

Draw Date	Jackpot	Cash Option
Sat Dec 13, 2025	$1,000,000,000	$461,300,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$461,300,000
Federal Tax(24%)	$110,712,000
Additional Federal Tax	$59,929,330
State Tax(6.75%)	$31,137,750
Net Lumpsum Payment	$259,520,920

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$15,051,000	-$5,529,200 -$1,015,943	$8,505,857
2	$15,804,000	-$5,807,810 -$1,066,770	$8,929,420
3	$16,594,000	-$6,100,110 -$1,120,095	$9,373,795
4	$17,424,000	-$6,407,210 -$1,176,120	$9,840,670
5	$18,295,000	-$6,729,480 -$1,234,913	$10,330,607
6	$19,210,000	-$7,068,030 -$1,296,675	$10,845,295
7	$20,170,000	-$7,423,230 -$1,361,475	$11,385,295
8	$21,179,000	-$7,796,560 -$1,429,583	$11,952,857
9	$22,238,000	-$8,188,390 -$1,501,065	$12,548,545
10	$23,350,000	-$8,599,830 -$1,576,125	$13,174,045
11	$24,517,000	-$9,031,620 -$1,654,898	$13,830,482
12	$25,743,000	-$9,485,240 -$1,737,653	$14,520,107
13	$27,030,000	-$9,961,430 -$1,824,525	$15,244,045
14	$28,382,000	-$10,461,670 -$1,915,785	$16,004,545
15	$29,801,000	-$10,986,700 -$2,011,568	$16,802,732
16	$31,291,000	-$11,538,000 -$2,112,143	$17,640,857
17	$32,855,000	-$12,116,680 -$2,217,713	$18,520,607
18	$34,498,000	-$12,724,590 -$2,328,615	$19,444,795
19	$36,223,000	-$13,362,840 -$2,445,053	$20,415,107
20	$38,034,000	-$14,032,910 -$2,567,295	$21,433,795
21	$39,936,000	-$14,736,650 -$2,695,680	$22,503,670
22	$41,933,000	-$15,475,540 -$2,830,478	$23,626,982
23	$44,029,000	-$16,251,060 -$2,971,958	$24,805,982
24	$46,231,000	-$17,065,800 -$3,120,593	$26,044,607
25	$48,542,000	-$17,920,870 -$3,276,585	$27,344,545
26	$50,970,000	-$18,819,230 -$3,440,475	$28,710,295
27	$53,518,000	-$19,761,990 -$3,612,465	$30,143,545
28	$56,194,000	-$20,752,110 -$3,793,095	$31,648,795
29	$59,004,000	-$21,791,810 -$3,982,770	$33,229,420
30	$61,954,000	-$22,883,310 -$4,181,895	$34,888,795