North Dakota Lottery

NDLottery MEGA Millions Jackpot Analysis

The MEGA Millions jackpot for the draw on Tue Jan 6, 2026 is estimated to be $180 Million, with a cash option of 81.9 Million. If you win the MEGA Millions jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota MEGA Millions Jackpot/Cash Option for Tue Jan 6, 2026

Draw Date	Jackpot	Cash Option
Tue Jan 6, 2026	$180,000,000	$81,900,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$81,900,000
Federal Tax(24%)	$19,656,000
Additional Federal Tax	$10,607,330
State Tax(2.9%)	$2,375,100
Net Lumpsum Payment	$49,261,570

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$2,709,180	-$962,727 -$78,566	$1,667,887
2	$2,844,720	-$1,012,877 -$82,497	$1,749,346
3	$2,986,920	-$1,065,491 -$86,621	$1,834,808
4	$3,136,320	-$1,120,769 -$90,953	$1,924,598
5	$3,293,100	-$1,178,777 -$95,500	$2,018,823
6	$3,457,800	-$1,239,716 -$100,276	$2,117,808
7	$3,630,600	-$1,303,652 -$105,287	$2,221,661
8	$3,812,220	-$1,370,852 -$110,554	$2,330,814
9	$4,002,840	-$1,441,381 -$116,082	$2,445,377
10	$4,203,000	-$1,515,440 -$121,887	$2,565,673
11	$4,413,060	-$1,593,163 -$127,979	$2,691,918
12	$4,633,740	-$1,674,814 -$134,378	$2,824,548
13	$4,865,400	-$1,760,528 -$141,097	$2,963,775
14	$5,108,760	-$1,850,572 -$148,154	$3,110,034
15	$5,364,180	-$1,945,077 -$155,561	$3,263,542
16	$5,632,380	-$2,044,311 -$163,339	$3,424,730
17	$5,913,900	-$2,148,473 -$171,503	$3,593,924
18	$6,209,640	-$2,257,897 -$180,080	$3,771,663
19	$6,520,140	-$2,372,782 -$189,084	$3,958,274
20	$6,846,120	-$2,493,395 -$198,537	$4,154,188
21	$7,188,480	-$2,620,068 -$208,466	$4,359,946
22	$7,547,940	-$2,753,068 -$218,890	$4,575,982
23	$7,925,220	-$2,892,662 -$229,831	$4,802,727
24	$8,321,580	-$3,039,315 -$241,326	$5,040,939
25	$8,737,560	-$3,193,228 -$253,389	$5,290,943
26	$9,174,600	-$3,354,932 -$266,063	$5,553,605
27	$9,633,240	-$3,524,629 -$279,364	$5,829,247
28	$10,114,920	-$3,702,851 -$293,333	$6,118,736
29	$10,620,720	-$3,889,997 -$308,001	$6,422,722
30	$11,151,720	-$4,086,467 -$323,400	$6,741,853