Pennsylvania Lottery

PALottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Mon Nov 3, 2025 is estimated to be $419 Million, with a cash option of 198 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of Pennsylvania, your state will take 3.07% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

Pennsylvania Powerball Jackpot/Cash Option for Mon Nov 3, 2025

Draw Date	Jackpot	Cash Option
Mon Nov 3, 2025	$419,000,000	$198,000,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$198,000,000
Federal Tax(24%)	$47,520,000
Additional Federal Tax	$25,700,330
State Tax(3.07%)	$6,078,600
Net Lumpsum Payment	$118,701,070

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$6,306,369	-$2,293,687 -$193,606	$3,819,076
2	$6,621,876	-$2,410,425 -$203,292	$4,008,159
3	$6,952,886	-$2,532,898 -$213,454	$4,206,534
4	$7,300,656	-$2,661,573 -$224,130	$4,414,953
5	$7,665,605	-$2,796,604 -$235,334	$4,633,667
6	$8,048,990	-$2,938,457 -$247,104	$4,863,429
7	$8,451,230	-$3,087,285 -$259,453	$5,104,492
8	$8,874,001	-$3,243,711 -$272,432	$5,357,858
9	$9,317,722	-$3,407,888 -$286,054	$5,623,780
10	$9,783,650	-$3,580,281 -$300,358	$5,903,011
11	$10,272,623	-$3,761,201 -$315,370	$6,196,052
12	$10,786,317	-$3,951,268 -$331,140	$6,503,909
13	$11,325,570	-$4,150,791 -$347,695	$6,827,084
14	$11,892,058	-$4,360,392 -$365,086	$7,166,580
15	$12,486,619	-$4,580,379 -$383,339	$7,522,901
16	$13,110,929	-$4,811,374 -$402,506	$7,897,049
17	$13,766,245	-$5,053,841 -$422,624	$8,289,780
18	$14,454,662	-$5,308,555 -$443,758	$8,702,349
19	$15,177,437	-$5,575,982 -$465,947	$9,135,508
20	$15,936,246	-$5,856,741 -$489,243	$9,590,262
21	$16,733,184	-$6,151,608 -$513,709	$10,067,867
22	$17,569,927	-$6,461,203 -$539,397	$10,569,327
23	$18,448,151	-$6,786,146 -$566,358	$11,095,647
24	$19,370,789	-$7,127,522 -$594,683	$11,648,584
25	$20,339,098	-$7,485,797 -$624,410	$12,228,891
26	$21,356,430	-$7,862,209 -$655,642	$12,838,579
27	$22,424,042	-$8,257,226 -$688,418	$13,478,398
28	$23,545,286	-$8,672,086 -$722,840	$14,150,360
29	$24,722,676	-$9,107,721 -$758,986	$14,855,969
30	$25,958,726	-$9,565,059 -$796,933	$15,596,734