Pennsylvania Lottery

PALottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Mon Oct 13, 2025 is estimated to be $258 Million, with a cash option of 120.8 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of Pennsylvania, your state will take 3.07% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

Pennsylvania Powerball Jackpot/Cash Option for Mon Oct 13, 2025

Draw Date	Jackpot	Cash Option
Mon Oct 13, 2025	$258,000,000	$120,800,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$120,800,000
Federal Tax(24%)	$28,992,000
Additional Federal Tax	$15,664,330
State Tax(3.07%)	$3,708,560
Net Lumpsum Payment	$72,435,110

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$3,883,158	-$1,397,099 -$119,213	$2,366,846
2	$4,077,432	-$1,468,980 -$125,177	$2,483,275
3	$4,281,252	-$1,544,394 -$131,434	$2,605,424
4	$4,495,392	-$1,623,625 -$138,009	$2,733,758
5	$4,720,110	-$1,706,771 -$144,907	$2,868,432
6	$4,956,180	-$1,794,117 -$152,155	$3,009,908
7	$5,203,860	-$1,885,759 -$159,759	$3,158,342
8	$5,464,182	-$1,982,078 -$167,750	$3,314,354
9	$5,737,404	-$2,083,170 -$176,138	$3,478,096
10	$6,024,300	-$2,189,321 -$184,946	$3,650,033
11	$6,325,386	-$2,300,723 -$194,189	$3,830,474
12	$6,641,694	-$2,417,757 -$203,900	$4,020,037
13	$6,973,740	-$2,540,614 -$214,094	$4,219,032
14	$7,322,556	-$2,669,676 -$224,802	$4,428,078
15	$7,688,658	-$2,805,134 -$236,042	$4,647,482
16	$8,073,078	-$2,947,369 -$247,843	$4,877,866
17	$8,476,590	-$3,096,669 -$260,231	$5,119,690
18	$8,900,484	-$3,253,509 -$273,245	$5,373,730
19	$9,345,534	-$3,418,178 -$286,908	$5,640,448
20	$9,812,772	-$3,591,056 -$301,252	$5,920,464
21	$10,303,488	-$3,772,621 -$316,317	$6,214,550
22	$10,818,714	-$3,963,255 -$332,135	$6,523,324
23	$11,359,482	-$4,163,339 -$348,736	$6,847,407
24	$11,927,598	-$4,373,542 -$366,177	$7,187,879
25	$12,523,836	-$4,594,150 -$384,482	$7,545,204
26	$13,150,260	-$4,825,927 -$403,713	$7,920,620
27	$13,807,644	-$5,069,159 -$423,895	$8,314,590
28	$14,498,052	-$5,324,610 -$445,090	$8,728,352
29	$15,223,032	-$5,592,852 -$467,347	$9,162,833
30	$15,984,132	-$5,874,459 -$490,713	$9,618,960