North Dakota Lottery

NDLottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Mon Oct 13, 2025 is estimated to be $258 Million, with a cash option of 120.8 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota Powerball Jackpot/Cash Option for Mon Oct 13, 2025

Draw Date	Jackpot	Cash Option
Mon Oct 13, 2025	$258,000,000	$120,800,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$120,800,000
Federal Tax(24%)	$28,992,000
Additional Federal Tax	$15,664,330
State Tax(2.9%)	$3,503,200
Net Lumpsum Payment	$72,640,470

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$3,883,158	-$1,397,099 -$112,612	$2,373,447
2	$4,077,432	-$1,468,980 -$118,246	$2,490,206
3	$4,281,252	-$1,544,394 -$124,156	$2,612,702
4	$4,495,392	-$1,623,625 -$130,366	$2,741,401
5	$4,720,110	-$1,706,771 -$136,883	$2,876,456
6	$4,956,180	-$1,794,117 -$143,729	$3,018,334
7	$5,203,860	-$1,885,759 -$150,912	$3,167,189
8	$5,464,182	-$1,982,078 -$158,461	$3,323,643
9	$5,737,404	-$2,083,170 -$166,385	$3,487,849
10	$6,024,300	-$2,189,321 -$174,705	$3,660,274
11	$6,325,386	-$2,300,723 -$183,436	$3,841,227
12	$6,641,694	-$2,417,757 -$192,609	$4,031,328
13	$6,973,740	-$2,540,614 -$202,238	$4,230,888
14	$7,322,556	-$2,669,676 -$212,354	$4,440,526
15	$7,688,658	-$2,805,134 -$222,971	$4,660,553
16	$8,073,078	-$2,947,369 -$234,119	$4,891,590
17	$8,476,590	-$3,096,669 -$245,821	$5,134,100
18	$8,900,484	-$3,253,509 -$258,114	$5,388,861
19	$9,345,534	-$3,418,178 -$271,020	$5,656,336
20	$9,812,772	-$3,591,056 -$284,570	$5,937,146
21	$10,303,488	-$3,772,621 -$298,801	$6,232,066
22	$10,818,714	-$3,963,255 -$313,743	$6,541,716
23	$11,359,482	-$4,163,339 -$329,425	$6,866,718
24	$11,927,598	-$4,373,542 -$345,900	$7,208,156
25	$12,523,836	-$4,594,150 -$363,191	$7,566,495
26	$13,150,260	-$4,825,927 -$381,358	$7,942,975
27	$13,807,644	-$5,069,159 -$400,422	$8,338,063
28	$14,498,052	-$5,324,610 -$420,444	$8,752,998
29	$15,223,032	-$5,592,852 -$441,468	$9,188,712
30	$15,984,132	-$5,874,459 -$463,540	$9,646,133