North Dakota Lottery

NDLottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Mon Nov 3, 2025 is estimated to be $419 Million, with a cash option of 198 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota Powerball Jackpot/Cash Option for Mon Nov 3, 2025

Draw Date	Jackpot	Cash Option
Mon Nov 3, 2025	$419,000,000	$198,000,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$198,000,000
Federal Tax(24%)	$47,520,000
Additional Federal Tax	$25,700,330
State Tax(2.9%)	$5,742,000
Net Lumpsum Payment	$119,037,670

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$6,306,369	-$2,293,687 -$182,885	$3,829,797
2	$6,621,876	-$2,410,425 -$192,034	$4,019,417
3	$6,952,886	-$2,532,898 -$201,634	$4,218,354
4	$7,300,656	-$2,661,573 -$211,719	$4,427,364
5	$7,665,605	-$2,796,604 -$222,303	$4,646,698
6	$8,048,990	-$2,938,457 -$233,421	$4,877,112
7	$8,451,230	-$3,087,285 -$245,086	$5,118,859
8	$8,874,001	-$3,243,711 -$257,346	$5,372,944
9	$9,317,722	-$3,407,888 -$270,214	$5,639,620
10	$9,783,650	-$3,580,281 -$283,726	$5,919,643
11	$10,272,623	-$3,761,201 -$297,906	$6,213,516
12	$10,786,317	-$3,951,268 -$312,803	$6,522,246
13	$11,325,570	-$4,150,791 -$328,442	$6,846,337
14	$11,892,058	-$4,360,392 -$344,870	$7,186,796
15	$12,486,619	-$4,580,379 -$362,112	$7,544,128
16	$13,110,929	-$4,811,374 -$380,217	$7,919,338
17	$13,766,245	-$5,053,841 -$399,221	$8,313,183
18	$14,454,662	-$5,308,555 -$419,185	$8,726,922
19	$15,177,437	-$5,575,982 -$440,146	$9,161,309
20	$15,936,246	-$5,856,741 -$462,151	$9,617,354
21	$16,733,184	-$6,151,608 -$485,262	$10,096,314
22	$17,569,927	-$6,461,203 -$509,528	$10,599,196
23	$18,448,151	-$6,786,146 -$534,996	$11,127,009
24	$19,370,789	-$7,127,522 -$561,753	$11,681,514
25	$20,339,098	-$7,485,797 -$589,834	$12,263,467
26	$21,356,430	-$7,862,209 -$619,336	$12,874,885
27	$22,424,042	-$8,257,226 -$650,297	$13,516,519
28	$23,545,286	-$8,672,086 -$682,813	$14,190,387
29	$24,722,676	-$9,107,721 -$716,958	$14,897,997
30	$25,958,726	-$9,565,059 -$752,803	$15,640,864