North Dakota Lottery

NDLottery Powerball Jackpot Analysis

The Powerball jackpot for the draw on Mon Jul 13, 2026 is estimated to be $478 Million, with a cash option of 212.2 Million. If you win the Powerball jackpot, the IRS will withhold 24% of your prize money upfront, and you may owe up to an additional 13% in federal taxes when the tax is due. Additionally, if you are a resident of North Dakota, your state will take 2.9% of your lottery winnings.

Please note that the calculation of the Powerball jackpot prizes and taxes below is based on FEDERAL INCOME TAX BRACKETS FOR 2023.

North Dakota Powerball Jackpot/Cash Option for Mon Jul 13, 2026

Draw Date	Jackpot	Cash Option
Mon Jul 13, 2026	$478,000,000	$212,200,000

Lumpsum Option Taxes and Payment

Category	Amount
Cash Gross Payment	$212,200,000
Federal Tax(24%)	$50,928,000
Additional Federal Tax	$27,546,330
State Tax(2.9%)	$6,153,800
Net Lumpsum Payment	$127,571,870

Annuity Payment in 30 Installations

Year	Gross Payment	Fed/State Tax	Net Payment
1	$7,194,378	-$2,622,250 -$208,637	$4,363,491
2	$7,554,312	-$2,755,426 -$219,075	$4,579,811
3	$7,931,932	-$2,895,145 -$230,026	$4,806,761
4	$8,328,672	-$3,041,939 -$241,531	$5,045,202
5	$8,745,010	-$3,195,984 -$253,605	$5,295,421
6	$9,182,380	-$3,357,811 -$266,289	$5,558,280
7	$9,641,260	-$3,527,597 -$279,597	$5,834,066
8	$10,123,562	-$3,706,048 -$293,583	$6,123,931
9	$10,629,764	-$3,893,343 -$308,263	$6,428,158
10	$11,161,300	-$4,090,011 -$323,678	$6,747,611
11	$11,719,126	-$4,296,407 -$339,855	$7,082,864
12	$12,305,154	-$4,513,237 -$356,849	$7,435,068
13	$12,920,340	-$4,740,856 -$374,690	$7,804,794
14	$13,566,596	-$4,979,971 -$393,431	$8,193,194
15	$14,244,878	-$5,230,935 -$413,101	$8,600,842
16	$14,957,098	-$5,494,457 -$433,756	$9,028,885
17	$15,704,690	-$5,771,066 -$455,436	$9,478,188
18	$16,490,044	-$6,061,647 -$478,211	$9,950,186
19	$17,314,594	-$6,366,730 -$502,123	$10,445,741
20	$18,180,252	-$6,687,024 -$527,227	$10,966,001
21	$19,089,408	-$7,023,411 -$553,593	$11,512,404
22	$20,043,974	-$7,376,601 -$581,275	$12,086,098
23	$21,045,862	-$7,747,299 -$610,330	$12,688,233
24	$22,098,418	-$8,136,745 -$640,854	$13,320,819
25	$23,203,076	-$8,545,469 -$672,889	$13,984,718
26	$24,363,660	-$8,974,885 -$706,546	$14,682,229
27	$25,581,604	-$9,425,524 -$741,867	$15,414,213
28	$26,860,732	-$9,898,801 -$778,961	$16,182,970
29	$28,203,912	-$10,395,778 -$817,913	$16,990,221
30	$29,614,012	-$10,917,515 -$858,806	$17,837,691